So, where are the hottest real estate markets in the United States? It turns out that the top ones are in Central Florida “meaning that this could be your year to make the leap and grab your dream house. The best places to purchase rental property or a home often have three things bundled together: population growth, affordability and job growth. When you find a market with all the three factors, you will probably be able to find an excellent place to spend the rest of your life.” There are several cities across Central Florida where these aspects exist today. Places you can purchase your dream home and watch your home city grow. In this article, you will learn about the top 10 cities in Central Florida to buy a home in. Moreover, you'll find out what makes them excellent places to invest and why. Let's get started.

Tampa, Florida

Located on Florida's west coast, Tampa Bay is a highly populated metropolitan with more than 4 million people. Ranked among the top 20 fastest growing local economies in United States, Tampa Bay has a rapidly growing local economy with great focus on job growth. Moreover, this city has billions of dollars of commercial, residential and infrastructure investments underway, making it one of key drivers of the Florida economy.

Why Should You Buy a Home In Tampa?

As seen earlier, when a real estate market has population growth, affordability and job growth, the chances are that you will easily find a good home to buy. I believe that Tampa Bay is among the best cities to buy a home in Central Florida because it combines all the three aspects. Metro Tampa area recorded an addition of 44,300 new jobs to the community, making it the fastest growth in the state and the country at large. Regarding affordability, Tampa boast of several pockets where you can find a home at an affordable price. Besides, this city offers wonderful beach options, a business center and is an important hub for cultural events. The average price for a new home in Tampa is $230,000.

Orlando, Florida

The demand for a home has been on the rise in the Sunshine State for a while now. It is possible to acquire a fully renovated home in good Central Florida cities for a cheap price. Located in Florida's "sun belt" region, Orlando is among the best cities to buy a home in the state of Florida. From warm climate to beautiful beaches, attractions to world famous amusement parks, you have every reason to buy a home in this city. With more than 3 million residents, the city of Orlando is fueled by baby boomer retirees and job seekers who want to reside in a cheerful and cheap area that offers high quality living at an affordable cost.

Why Buy A Home in Orlando?

Since the year 2000, the city of Orlando has recorded a 41% population growth, a figure expected to grow by the end of the year. This means that more and more people are yearning to live in this city. Moreover, despite being a high-end city, it's still possible to buy a home in good Florida neighborhoods at a reasonably affordable price. If you have kids, Orlando is an ideal place for entertainment, home of Disney World, Universal Studios, Sea World and enormous other parks to enjoy. The average price for a new home in Orlando is $234,000.

Kissimmee, Florida

Kissimmee is the site to one of the top amusement parks in the United States, but this city is more than just a vacation destination. While Walt Disney World has transformed this Florida suburb into a large tourist attraction, there have been numerous positive effects from economic growth and stimulation. This city is a prime location for outdoor recreation, entertainment and a strong job growth. You will find extremely affordable housing in the low $80k's alongside the other 50,000-plus residents in the city. Besides affordability, this city is also convenient to all main road networks, making it easy for you to commute to work or seek adventures. The average price for a new home in Kissimmee is $209,000.

Ocala, Florida

Ocala, a small manufacturing and agricultural center is just about halfway between Orlando to the southeast and Gainesville to the north. With its Old South-style homes and attractive tree-lined streets, this city resembles a typical Southern city rather than a beach town. This city has a lot going for it, lots of art, great people and a breathtaking country side. If you're looking to buy a home in Central Florida, then this is a city that should be on your list. There are more and more businesses moving to the area, with the new Fedex hub, Ocala is seeing a job in population. Consider the horse capital of the world for a reason, there 100's of horse farms, ranging from 2 to 1000 acres. You will find your dream place in this beautiful small town.

Why Should You Buy A Home in Ocala?

Some of the reasons why you should buy a home in Ocala are extremely affordable to live and the property taxes in this city are some of the lowest in the entire Central Florida. Better yet, this city is not quite big but is experiencing tremendous growth. In fact, one of Central Florida most active Realtors Frederick Franks of Sellstate Next Generation Realty, states "Ocala is one of Central Florida top destination for people looking for an affordable place to live." Most of the customers that I come in contact with are looking for homes for sale that are affordable and spacious.

Palm Bay, Florida

Originally known as Tillman, this city was named Palm Bay back in the 1920's for its breathtaking sabal palm trees. Along with Titusville and Melbourne, this city anchors a large and intricate area of beach, barrier islands and coastal communities. There is no better city in Central Florida to buy a home, and you do not need a big budget to do it either.

Why Should You Buy a Home in Palm Bay?

To begin with, home prices in Palm Bay are more affordable than ever before. For as little as $3,000 you can find parcels of homes, and compared to other areas in Florida, that is definitely a steal. More expensive homes are available as well as waterfront lots, hence there is something for everyone in this charming town. Palm Bay is also safer than other surrounding cities so you don't have to worry about property crime or anything else related to crime. To wrap it up, it is hard to beat Palm Bay's location.

The Villages, Florida

The Villages is the fastest-growing community in US and an excellent Central Florida haven for retirees. Buying a home in The Villages, Florida "whether in the metropolitan area or the planned community" is not like moving to another 55-plus community. It is much more like moving to a whole new city in the range of factors you will need to take into account. Having been developed for a long period of time, the planned community of The Villages offers an array of popular housing styles for you.

Why Should You Buy A House in The Villages?

For starters, The Villages is the largest 55 and over community in the United States, with lots of shopping malls and restaurants. Being a collection of villages arranged into districts, this city has numerous varieties and models of homes available. When bought new, most homes are fairly basic and one customize his home according to their preferred design. Moreover, prices of homes in this area have remained fairly steady over time making the price range wide hence there is at least a home for every budget. Another defining feature of The Villages is the wide range of amenities available for free to residents of the community. The Villages is a complete city by itself, with conveniently located town centers for shopping, medical appointments, business and entertainment, as well as more than 50 recreational centers evenly distributed to offer every sport and leisure activity a retiree would imagine.

Cape Coral, Florida

Cape Coral really moves in many directions and for those who are thinking of buying a home in Central Florida, then this has never been a better time to do so. With nice waterfront lots going for $30,000 and pool homes going for about $72,000, Cape Coral is an excellent city to buy a home or a nice lot for a future build.

Why Should You Buy A Home in Cape Coral?

Let's start with the weather. In this city, you will enjoy up to 300 days of sunshine in a year. This city is also conveniently located for shopping, all thanks to its incredible outdoor malls and great outlet malls. Moreover, there are dozens of locally owned seafood restaurants to check out. The property values in this area are also very low so you can buy the property of your choice at an affordable price.

Melbourne, Florida

Troves of professionals, families, urbanites and retirees alike enjoy Melbourne, Florida, one of the most populated metro areas in Central Florida. This region has down-to-earth attractions. From restaurants to bars, blend of galleries and museums to water-centric activities, this area is an entertainment haven. And when it comes to buying your own home, this city is among the top cities in Florida.

Why Should You Buy a Home In Melbourne?

To begin with, there is no state income tax and sales tax is lower that 6 percent so your home purchase will be an irresistible deal. In addition, this city is experiencing a tremendous population growth with more people heading there is search of high-paying jobs and warm weather.

Deltona, Florida

When talking about the top cities to buy a home in Central Florida, it's simply impossible to skip Deltona. This city is probably the center of everything you need from housing to entertainment. Deltona sits midway between Orlando and Daytona Beach, both of which are a half-hour drive away.

Why Should You Buy a Home In Deltona?

There are many reasons why you should yearn to live in this Central Florida city. To begin with, the cost of living is low and affordable for middle-class earners. From housing to food, almost everything in this city is cheap so you don't have to worry about struggling to keep up with a lavish lifestyle. Amenities in this area are also in plenty and readily available so you don't have to travel far to enjoy a certain amenity.

Lakeland, Florida

Aptly named for its 38 breathtaking lakes, this city is infused with natural beauty and Old Florida history. The location of this city is one reason why you should consider buying a home in Central Florida. Lakeland has the best qualities of a small city and has easy access to Orlando and Tampa and well as the beaches on both coasts.

Why Should You Buy a Home In Lakeland?

With a cost of living that's far much lower than the national average, residing in this city means that you will receive good value for your dollar. Moreover, housing costs in this city are significantly lower that cities such as Key West and Panama. This means that you will have the benefits of living close to top Florida cities without having to incur an increased expense of owning a house there. Recreation and entertainment amenities from golf courses to tennis facilities, beautiful living communities to fine dining communities, are among the best of what Florida has to offer.


Buying a home might be the easiest way to settle and spend time with your family. You will say goodbye to the endless months of paying rent and ever rising utility bills. And when it comes to buying a home, Central Florida is definitely a dream place for you.

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